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The location where your vehicles are typically parked. What Factors Will Affect My Rate? What Factors Will Affect My Rate? What Factors Will Affect My Rate? When you request an auto insurance quote online there are three major factors when your rate is calculated. Your Vehicle The more expensive a car is to repair or replace the more it costs to insure. Your vehicle's safety features can help lower your auto insurance quote as can how often you drive the car and what type of driving it's used for business or personal. Your Address Where you live and park your vehicle will affect your auto insurance quote.
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